Questions? Contact the City Schools’ benefits providers directly or email the Department of Employee Services at Benefits@bcps.k12.md.us. You may also contact us at 410-396-8885, Monday through Friday, 8 a.m. to 5 p.m.

• Benefits election form

• New Hire Guide

Health plan comparison

• Comparison chart

• Rates

Health plan details

• Care First overview

• Care First, point of service plan

• Care First, preferred provider plan

• Kaiser Permanente

• Major medical

• Contact:

  • Kaiser Permanente - 301-468-6000 or 1-800-777-7902

  • CareFirst Blue Choice - 410-581-3506 or 1-800-648-5285

  • CareFirst Preferred Provider Network - 410-581-3506 or 1-800-648-5285

Prescription drug coverage (Express Scripts)

• Brochure

• Generics brochure

• National preferred formulary

• Exclusions

• Mobile app information

• Livongo (free diabetes, high blood pressure, and weight management supports)

• Contact:​

  • Express Scripts - 1-877-206-7430 (fax for preauthorization, 1-800-357-9577)

Vision coverage

• PSASA and unaffiliated employees: National Vision Administrators — Plan A

• BTU, PSRP, L44, and CUB employees: National Vision Administrators Brochure — Plan B

• Brochure: Vision buy-up

• Contact:​

  • National Vision Administrators - 1-800-672-7723

Dental coverage

• Care First Guide

  • View page 6 for dental highlights

• Contact:​​​​

  • CareFirst Preferred Dental PPO ("dental buy up") - 1-866-891-2802

  • CareFirst Basic Dental DHMO (basic plan) - 410-847-9060 or 1-888-833-8464

Flexible spending accounts for medical and dependent care

• Brochure

• Claim form

• Employee portal 

• Contact:​

  • P & A - 1-800-688-2611

Employee Assistance Program

• ComPsych (Brochure)

  • KOA Program Flyer

  • 855-388-4255

  • TDD: 800.697.0353

  • Website: https://www.guidanceresources.com

  • App: GuidanceResources® Now

    • Website & App Instructions

Life insurance

• Basic: 

  • BTU | PSRP | PSASA | FOP and CUB | Local 44 | unaffiliated

• Optional term life insurance

• Rate calculation spreadsheet

• Notice of continuation of coverage 

• Contact:​​​​

  • The Hartford - 1-800-549-6514

Long-term disability

• Highlights

• Benefit summary brochure: Plan A | Plan B

• Rate calculation spreadsheet

• Claim form

• Submit a claim

• Contact:

  • The Hartford - 1-800-538-8439 (claims only)

Resources

• Livongo

• Retirement information

• TSA 403b Tax Shelter Plans | 403(b) & 457(b) Plan Information for Employees & Advisors

COBRA Insurance Continuation

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires most employers sponsoring group health plans to offer employees and their families the opportunity to temporarily extend their health coverage (continuation coverage) at group rates in certain instances (COBRA Qualifying Events) when coverage under the Plan would otherwise end.

If you experience termination of your employment for any reason other than your gross misconduct, your hours are reduced or change in your employment status, which causes you to no longer be eligible for benefits, divorce, entitlement to Medicare, or end of eligibility status under the Plan, i.e., when a child turns 26.

If you choose continuation coverage, cobra will provide you with the same coverage provided to active employees and their family members under its health plans. You may only continue coverage (including options for that coverage) you had at the time COBRA rights began, not add coverage. Continuation of coverage must be elected within the election period. COBRA continuation coverage is administered by P&A Group.

• 2025 COBRA Rates